Professional Ottawa Buyer Representation
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First-time buyer guide
View the guideTotal purchase costs and process
Review costs and processNew-home rebate information
View rebate informationBuyer Notes
A little clarity before your next move.把买房前值得想清楚的事，慢慢聊明白。
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After the viewing, keep three checks open看中房子后，还有三项检查
A good showing is only one signal; inspection, appraisal and legal checks still matter.看房感觉好只是第一步，验房、估价和律师检查仍要留意。
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Preapproval helps, but it is not final approval贷款预批不是最终批准
Use the preapproval as a planning range, then leave room for final lender checks and cash needs.把预批当成计划范围，还要给最终审核和成交现金留余地。
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New-build deposits: know what is protected买新房前，先看定金保护
Tarion protection helps, but buyers still need receipts, timing and lawyer review.Tarion 定金保护有帮助，但收据、时间线和律师确认仍要先做。
Earlier buyer notes往期买房话题
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First-time buyer refund: still plan the cash首次买房退税，也要先算现金
Ontario's refund can help, but it does not erase every closing-cost decision.安省退税能减轻压力，但不等于成交税和现金安排可以忽略。
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Before buying a condo, read the status certificate买公寓前，先看 status certificate
A condo's documents can reveal costs, rules and risks photos cannot show.公寓资料能看到照片里看不到的费用、规则和风险。
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Before you offer: map the cash timing买房前，先把现金时间排清楚
Deposit, closing costs and move-in cash need different timing.定金、成交费用和入住后现金，时间点不一样。
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Before the viewing: set your budget and priorities看房前，先理清预算和重点
Three things to settle before a beautiful home changes your wish list.先想清楚三件事，看房时更容易知道什么适合自己。